Money under control — no spreadsheets, no bank passwords
Moldonyan Finance is a free app for personal and family finances. It shows where your money goes, helps you set clear limits and save for goals. The app doesn’t connect to banks: you record transactions yourself, and your data is kept in your account.
Accounts in any currency
Cash, cards and savings in lei, euros, dollars, Romanian lei or roubles. The total balance in one currency at today’s rate.
Expenses and income in seconds
Add a transaction in two taps, from a receipt photo or a recurring payment; search and filter your whole history, export to a spreadsheet.
Limits and a monthly budget
Category limits and an overall budget with a forecast: the app warns you early if you are spending faster than usual.
Savings jars
Emergency fund, holiday, home repairs — an amount, a deadline and a monthly plan, with progress you can see.
Debts and loans
Who owes whom and by when, loans with each payment split into interest and principal, reminders about due dates.
Loyalty cards and tickets
Store cards, coupons and tickets from a photo: barcode or QR full-screen, easy to show at the till.
For you and your whole family
Invite someone close into a shared ledger: you get shared accounts, transactions and savings jars, while each of you keeps your own account. Every transaction shows who added it, and the monthly summary goes to both of you.
On all your devices
The website works in any browser and can be installed as an app on a computer or iPhone. There is a separate Android app with notifications. Your records sync between devices, and you can add expenses even offline.
Privacy
We never ask for banking details and never sell or share your finances with third parties. Sign in with a password, a passkey or Google; turn on two-step verification and app lock if you like. Privacy policy.
Still have questions? Read the FAQ